Hi, I'm Claudia —
We get you approved
CEO · Broker · MLO · Specializing in USDA · FHA · 203(k) · DSCR
No perfect credit needed!
Qualifications
- Credit score of 580 or higher
- Steady income history
- Valid ID & Social Security card
- Recent paystubs & bank statements
This is not a commitment to lend. Approval depends on income, credit, property, and program guidelines.
Buy a home in 2026 — even if your credit isn't perfect
Let's stop guessing and actually figure out what you qualify for. Claudia will show you the exact steps to get approved and into a home.
No confusion. No guessing. Just a clear plan.
Meet your loan officer
Claudia Skinner
CEO · Broker · MLO
I'm a mortgage broker and homebuyer educator, and I help real people—everyday people—get approved, even when they've been told "not yet."
From USDA and FHA to 203(k) renovation loans and DSCR investor financing, I'll match you with the program that actually fits your situation.
Programs we offer: Conventional, FHA, VA, USDA, 203(k), DSCR, and more.
We're going to make this make sense.
Let's be real… this is where most people get stuck
- "Is my credit even good enough?"
- "Do I need a huge down payment?"
- "What documents do I need?"
- "My income is all over the place… will I qualify?"
- "I don't want to get denied…"
That confusion right there? That's what keeps people renting longer than they need to.
We're not doing that.
Here's what we're going to do instead
Credit Clarity
Free credit analysis to break down what's helping or hurting your approval—and what to fix, if anything.
Real Options
USDA, FHA, 203(k), DSCR, DPA, and first-time buyer programs — we look at what actually fits your situation.
Your Game Plan
You leave knowing your next move: apply now, prep your file, or adjust the plan.
Start where YOU are
This is how we get you into a home
- 1You submit your info — quick and easy.
- 2Claudia reviews your situation.
- 3You get a clear plan.
- 4We move you toward approval.
That's it. No chaos or confusion!
When you're ready, here's what you'll need
- ID
- Social Security card
- 30 days of paystubs
- 2 years of W-2s
- Tax returns (if self-employed)
- 2 months of bank statements
- Any additional income docs
Don't stress if you don't have everything yet — we'll walk through it together.
Not ready to apply yet?
Start with the free workshop
Join Claudia's free workshop and everything gets broken down so you actually understand what's going on.
You'll learn:
- What lenders really look for
- How credit actually impacts you
- Low / no down payment options
- What NOT to do before applying
Let's map out your plan
Fill this out and Claudia will guide you on your next step — no pressure.
You don't need to be "perfect" to get started
You just need to take the first step.
Most people wait… overthink… and stay stuck.
Not you.